Company Profile on AmeriServ Financial, Inc.

AmeriServ Financial, Inc. operates as the bank holding company for AmeriServ Financial Bank that offers a range of consumer, mortgage, and commercial financial products and services. It offers retail banking services, such as money market accounts, secured and unsecured loans, mortgage loans, safe deposit boxes, holiday club accounts, collection services, money orders, and traveler's checks, as well as demand, savings, and time deposits; lending, depository, and related financial services, including real estate-mortgage loans, short and medium term loans, revolving credit arrangements, lines of credit, inventory and accounts receivable financing, real estate-construction loans, business savings accounts, certificates of deposit, wire transfers, night depository, and lock box services; and investment advisory services. As of March 31, 2009, the company operated in 18 locations of Pennsylvania. AmeriServ Financial, through its other subsidiaries, provides personal trust products and services, such as personal portfolio investment management, estate planning and administration, custodial services, and pre-need trusts; and institutional trust products and services, including 401(k) plans, defined benefit and defined contribution employee benefit plans, and individual retirement accounts, as well as offers union collective investment funds to invest union pension dollars in construction projects that utilize union labor. In addition, the company engages in underwriting as reinsurer of credit life and disability insurance. AmeriServ Financial, Inc. was founded in 1982 and is headquartered in Johnstown, Pennsylvania.