Company Profile on Citizens First Bancorp Inc.

Citizens First Bancorp, Inc. operates as the holding company for Citizens First Savings Bank that provides banking services in the southeastern portion of Michigan’s Lower Peninsula and Ft. Myers, Florida. The company accepts various deposit accounts, which include savings accounts, checking and negotiable order of withdrawal accounts, certificates of deposit, individual retirement accounts, and money market accounts. It offers one- to four-family residential mortgage loans, commercial and multi-family real estate loans, residential construction loans, home equity lines of credit, commercial loans, and consumer loans, including automobile loans, recreational vehicle loans, mobile home loans, other secured loans, collateral loans, personal loans, and unsecured loans. In addition, the company provides trust and investment services to individuals, partnerships, corporations, and institutions; fiduciary services; title insurance; and mutual funds and insurance products, such as annuities. Further, it engages in real estate activities, such as leasing and/or selling other real estate owned assets, as well as provides investment advisory services. As of May 22, 2009, the company operated 24 full-service banking centers and 34 ATMs. Citizens First Bancorp, Inc. was founded in 1938 and is headquartered in Port Huron, Michigan.